Thank you for visiting
www.bayconsulting.biz, a BTCG site. Your
privacy is important to us. To
better protect your privacy, we
provide this notice explaining our
online information practices and the
choices you can make about the way
your information is collected and
used at this BTCG site. Click here
for a list of the BTCG businesses
whose sites are governed by this
Privacy Notice.
The Information We Collect
At some BTCG sites, you can order
products, enter contests, vote in
polls or otherwise express an
opinion, subscribe to one of our
services such as our online
newsletters, or participate in one
of our online forums or communities.
The types of personally identifiable
information that may be collected at
these pages include: name, address,
e-mail address, telephone number,
fax number, credit card information,
and information about your interests
in and use of various products,
programs, and services.
At some other BTCG sites, you can
submit information about other
people. For example, you might
submit a person's name and e-mail
address to send an electronic
greeting card and, if you order a
gift online and want it sent
directly to the recipient, you might
submit the recipient's name and
address. The types of personally
identifiable information that may be
collected about other people at
these pages include: recipient's
name, address, e-mail address, and
telephone number.
At certain parts of some of our
sites, only persons who provide us
with the requested personally
identifiable information will be
able to order products, programs,
and services or otherwise
participate in the site's activities
and offerings.
We also may collect certain
non-personally identifiable
information when you visit many of
our web pages such as the type of
browser you are using (e.g.,
Netscape, Internet Explorer), the
type of operating system you are
using, (e.g., Windows '95 or Mac OS)
and the domain name of your Internet
service provider (e.g., America
Online, Earthlink).
Our Commitment to Security
We have put in place appropriate
physical, electronic, and managerial
procedures to safeguard and help
prevent unauthorized access,
maintain data security, and
correctly use the information we
collect online.
How You can Access or Correct
Information
For instructions on how you can
access the personally identifiable
information that this BTCG site has
collected about you online, or how
to correct factual errors in such
information, please email
privacy@btcg.net.
To protect your privacy and
security, we will take reasonable
steps to help verify your identity
before granting access or making
corrections.
How to Contact Us
If you have any questions or
concerns about the BTCG online
policy for this site or its
implementation you may contact us at
privacy@btcg.net.
Updates & Effective Date
From time to time, we may update
this privacy notice. We will notify
you about material changes in the
way we treat personally identifiable
information by placing a notice on
our site. We encourage you to
periodically check back and review
this policy so that you always will
know what information we collect,
how we use it, and to whom we
disclose it.
The Privacy Notice posted on this
site was updated on or about April
9, 2006.
How We
Use the Information
We may use the
information you provide
about yourself to
fulfill your requests
for our products,
programs, and services,
to respond to your
inquiries about our
offerings, and to offer
you other products,
programs or services
that we believe may be
of interest to you.
We sometimes use this
information to
communicate with you,
such as to notify you
when you have won one of
our contests or when we
make changes to our
subscriber agreements,
to fulfill a request by
you for an online
newsletter, or to
contact you about your
account with us.
We use the information
that you provide about
others to enable us to
send them your gifts or
cards. From time to
time, we also may use
this information to
offer our products,
programs, or services to
them.
The information we
collect in connection
with our online forums
and communities is used
to provide an
interactive experience.
We use this information
to facilitate
participation in these
online forums and
communities and, from
time to time, to offer
you products, programs,
or services.
We sometimes use the
non-personally
identifiable information
that we collect to
improve the design and
content of our site and
to enable us to
personalize your
Internet experience. We
also may use this
information in the
aggregate to analyze
site usage, as well as
to offer you products,
programs, or services.
We may disclose
personally identifiable
information in response
to legal process, for
example, in response to
a court order or a
subpoena. We also may
disclose such
information in response
to a law enforcement
agency's request, or
where we believe it is
necessary to
investigate, prevent, or
take action regarding
illegal activities,
suspected fraud,
situations involving
potential threats to the
physical safety of any
person, violations of
our terms of use, or as
otherwise required by
law. In addition, we may
transfer information
about you if we are
acquired by or merged
with another company.
Agents and contractors
of BTCG who have access
to personally
identifiable information
are required to protect
this information in a
manner that is
consistent with this
Privacy Notice by, for
example, not using the
information for any
purpose other than to
carry out the services
they are performing for
BTCG.
Although we take
appropriate measures to
safeguard against
unauthorized disclosures
of information, we
cannot assure you that
personally identifiable
information that we
collect will never be
disclosed in a manner
that is inconsistent
with this Privacy
Notice.
Finally, the BTCG sites
covered by this Privacy
Notice will not use or
transfer personally
identifiable information
provided to us in ways
unrelated to the ones
described above without
also providing you with
an opportunity to opt
out of these unrelated
uses.
Cookies
& Web Beacons
To enhance your
experience with our
sites, many of our web
pages use "cookies."
Cookies are text files
we place in your
computer's browser to
store your preferences.
Cookies, by themselves,
do not tell us your
e-mail address or other
personally identifiable
information unless you
choose to provide this
information to us by,
for example, registering
at one of our sites.
However, once you choose
to furnish the site with
personally identifiable
information, this
information may be
linked to the data
stored in the cookie.
We use cookies to
understand site usage
and to improve the
content and offerings on
our sites. For example,
we may use cookies to
personalize your
experience at our web
pages (e.g., to
recognize you by name
when you return to our
site), save your
password in
password-protected
areas, and enable you to
use shopping carts on
our sites. We also may
use cookies to offer you
products, programs, or
services.
"Web beacons" or clear
.gifs are small pieces
of code placed on a web
page to monitor the
behavior and collect
data about the visitors
viewing a web page. For
example, web beacons can
be used to count the
users who visit a web
page or to deliver a
cookie to the browser of
a visitor viewing that
page. We may use web
beacons on this site
from time to time for
this and other purposes.
Collection of
Information by
Third-Party Sites, Ad
Servers, and Sponsors
Some of our sites
contain links to other
sites whose information
practices may be
different than ours.
Visitors should consult
the other sites' privacy
notices as we have no
control over information
that is submitted to, or
collected by, these
third parties.
The BTCG sites covered
by this Privacy Notice
sometimes may offer
content (e.g., contests,
sweepstakes, or
promotions) that is
sponsored by or
cobranded with
identified third
parties. By virtue of
these relationships, the
third parties may obtain
personally identifiable
information that
visitors voluntarily
submit to participate in
the site activity. BTCG
has no control over
these third parties' use
of this information. The
BTCG site will notify
you at the time of
requesting personally
identifiable information
if these third parties
will obtain such
information.
Some of the BTCG sites
covered by this Privacy
Notice may use a
reputable third party to
present or serve the
advertisements that you
may see at its Web
pages. These third party
ad servers may use
cookies, web beacons,
clear .gifs or similar
technologies to help
present such
advertisements, and to
help measure and
research the
advertisements'
effectiveness. The use
of these technologies by
these third party ad
servers is subject to
their own privacy
policies and is not
covered by our privacy
policy.